Nino is a dedicated CFP and CPA team, backed by an AI platform that connects your taxes, equity, investments, cash, and real estate into one always-current plan.In 2014, I pitched YC partners on an idea I called Nino, a personal assistant that could actually get things done for you. I got a rejection from Justin Kan the same evening. He said it was too early. He was right. The same year, before OpenAI existed, I met Ilya Sutskever. We discussed what AI products were commercially viable to build based on the state of the art in deep learning and AI. We both concluded the tech wasn't quite ready yet.In 2017, with my co-founder Chandan, we decided to revisit building a personal assistant but this time narrowed it down to money. But we hit another wall. Money had to move between a user's accounts, and with the payment APIs available to a consumer app back then, transfers took days to clear and the fees added up fast, especially on small transfers. We got excited about crypto as a means to ...