Apple has quietly shipped a pretty complete on-device AI stack into macOS, with these features first getting API access in MacOS 26. There are multiple components in the foundation model, but the skills it shipped with actually make this ~3b parameter model useful. The API to hit the model is super easy, and no one is really wiring them together yet.- Foundation Models (macOS 26) - a ~3B-parameter LLM with an API. Streaming, structured output, tool use. No API key, no cloud call, no per-token cost. - NLContextualEmbedding (Natural Language framework, macOS 14+) -- a BERT-style 512-dim text embedder. Exactly what OpenAI and Cohere sell, sitting in Apple's SDKs since iOS 17. - SFSpeechRecognizer / SpeechAnalyzer - on-device speech-to-text including live dictation. Solid accuracy on Apple Silicon.I built cyberWriter, a Markdown editor, on top of all three, mostly as a test and showcase to see what it can do. I actually integrated local and cloud AI first, and then Apple shipped the founda...